Funding & Financing Resources

Monthly Payments

Toronto College of Dental Hygiene and Auxiliaries Inc. makes payment for the programs easier through monthly payment plans.

OSAP Ontario Student Assistance Program

Students enrolled in the Dental Hygiene program may be eligible, if qualified, for loans, grants, or awards granted under the Ontario Student Assistance Program (OSAP). For more information, please visit: www.ontario.ca/page/osap-ontario-student-assistance-program.

For Toronto College of Dental Hygiene and Auxiliaries Inc. KPIs please click here.

For the default rate memo, please visit this link

Student Loans from Financial institutions

Canadian banks may offer financial assistance knowing that the loan will be repaid. Students interested in exploring private financing options may review information provided by the Canadian banks and external financial institutions. External links are provided for information purposes only and do not constitute an endorsement by the college. 

- BMO Medical or Dental Student Line of Credit 

- CIBC Student Lines of Credit

- RBC Student Loans

- RBC Healthcare Financial Solutions

- Scotiabank Personal Line of Credit for Students

- TD Healthcare Student Line of Credit

Other Provincial Assistance Programs

Other provinces and territories may also offer finanical assistance programs for those who qualify. Please visit

Our Partners in Your Success

Toronto College of Dental Hygiene and Auxiliaries has partnered with Windmill Microlending to help eligible students explore accessible financing options for their education in Canada. Windmill Microlending is a national charity that provides low-interest loans of up to $15,000 to help skilled immigrants and refugees restart their careers in Canada. With flexible repayment options and no hidden fees, Windmill loans make it easier to invest in your future and achieve your career goals in Canada Watch the Video.

Windmill Microlending TCDHA Referrals

The Lifelong Learning Plan

The Canada Revenue Agency Lifelong Learning Plan (LLP): http://www.cra-arc.gc.ca/tx/ndvdls/tpcs/rrsp-reer/llp-reep/menu-eng.html allows you to withdraw funds from your RRSP's to finance your education. You can also withdraw funding from your spouse or common law partner's LLP. Limits are $10,000.00 per year to a maximum of $20,000.00.

Registered Education Savings Plan

Registered Education Savings Plan (RESP) http://www.cra-arc.gc.ca/tx/ndvdls/tpcs/resp-reee/menu-eng.html If you are named as the beneficiary of this plan by one of your family members you may be able to use these funds.

Employment Ontario

The Government of Ontario administers programs that helps people who are unemployed and want to get back into the workforce. There is limited funding but you may qualify. Please visit http://www.tcu.gov.on.ca/eng/employmentontario/ for more information.

Canada Student Loan Forgiveness Program for Dental Hygienists

As of December 31, 2025, the Government of Canada has expanded the Canada Student Loan Forgiveness Program to include dental hygienists. Visit Canada Student Loan Forgiveness Program for Dental Hygienists for more information.